The Stages Involved in Financial Planning – Richard Dwayne Blair

About Richard Dwayne Blair

Richard Dwayne Blair is famous for independently founding Wealth Solution. During his early age, he always had a passion for helping families and individuals in overcoming their financial ordeals. Wealth Solutions is a registered and licensed firm that offers financial advisory solutions to clients regarding retirement and investments.

Since Richard Dwayne Blair had an interest in the financial industry, he ventured into the sector immediately after graduation. He was lucky enough to secure a job at a certain financial firm. In 1994, he opted out of the firm to create Wealth Solutions.

Over the years, Richard Blair has concentrated in the areas of retirement planning. His principal objective is to aid individuals to bridge the gap between retirement planning and living in retirement so that they can avoid mistakes during preparation. He is one of the experienced individuals in the sector with more than two decades in the industry. As a result, he has been a critical figure in realizing growth in his firm and attracting numerous clients.

The Process in Financial Planning

Over the years, Richard Dwayne Blair has succeeded as a retirement planner. He cites his success to a three-pillar paradigm. Richard adds that everybody requires a financial plan which will lead them in attaining their financial goals. He helps his clients in developing a retirement plan through the three-phase financial process. Through the process, he can develop a plan by understanding the client’s financial situation and financial goals.

The First Pillar

The primary pillar assists Richard Blair in assessing the client’s financial goals, an opportunity for growth, risk tolerance, and the areas of weakness. Once he has the numerical, he is in a position to come up with a compelling financial roadmap. He also uses this pillar to build a healthy relationship with the client.

The Second Pillar

The second stage aims at developing an investment strategy based on the client’s liquidity needs and financial goals. Richard Blair formulates the investment strategy from the statistics in the first phase.

The Third Pillar

The final stage gives Richard an opportunity to implement and monitor by tracking the performance index of the client.


Richard Dwayne Blair And The Three Pillars Of Financial Planning

Did you know that there are just three pillars of financial planning? At least that is what Richard Dwayne Blair has to say about it. He developed the three pillar approach, and he believes that it is a winner as far as making a good plan to deal with your financial future. He would like to see as many people as possible using his methods to better their financial lives and to give themselves a greater sense of peace of mind. He knows that it is a long journey to do so, but as an executive for Wealth Solutions Inc, he has made this his life’s work.

Have A Game Plan

There is not much use to speaking with a financial advisor if you have no earthly clue as to what you want to get out of your financial dreams in the first place. You can overcome this by drawing out the plan ahead of time and then presenting it to them. Remember, they are going to best be able to help you if you first put some effort into this goal for yourself ahead of time.

Get Into Investments That Match That Plan

Your choice of investments is essential to making sure you actually accomplish the goals that you set out in the first step. The longer that you take working out exactly what kind of investment meet your needs the better. Richard Dwayne Blair reminds us that these are the investments that have to get the job done, so it is best to pick ones that make sense for what you are attempting to do.

Put Your Plan Into Action

Finally, it is time to put your plan into action. You have spent all of this time working out what you wanted to do in the first place, so at some point you just have to do it. You will not regret it as long as you have put your proper research into it says Richard Dwayne Blair.


Meet Bumble’s feminist CEO, Sarah Wolfe Herd

Bumble is a location-based dating app that makes it easy for users to create, publish, and browse profiles. With a format similar to Tinder, Bumble aims to take dating mainstream for Android and Apple users alike. But Bumble has a feminist-approved twist: women must make the first move in terms of sending prospects a message. Then and only then can those prospects respond back. Bumble’s initial launch was in December 2014, and in the first month it surpassed 100,000 app downloads.

Bumble’s founder and CEO, Whitney Wolfe Herd, is just 28 years old. And at 28, she has already done — and seen — plenty. In addition to launching the oh-so-successful Bumble, Wolfe Herd has had to travel with her own bodyguard detail ever since neo-Nazis doxxed her and her staff. It took the FBI stepping in for Bumble staff to realize just how serious the cyber threat was.

But while Whitney Wolf Herde suffers from anxiety and undoubtedly some sleepless nights ever since the threats, she refuses to be cowed. A true feminist, Whitney Wolfe Herde was quoted as saying, “Misogyny is a very dangerous thing and there are a lot of people that still believe in it”.

Bumble boasts an impressive 22 million registered users, with over 100 million in sales as of the third quarter of 2016. Whitney Wolf Herde has repeatedly turned down buyout offers, and currently estimates Bumble being worth over one billion dollars.

Whitney Wolfe Herd attended private school in Utah, and then progressed to being a third-gen legacy at Southern Methodist University in Dallas, Texas. After turning down a pitch for an Indian-based dating company while she was at Tinder, Whitney Wolfe Herd then launched Bumble. Since its launch she has stayed true to her women-centric brand and model. Tinder and Bumble Are Seriously at War

Why Bumble? The answer is simple enough: Sarah Wolfe Herd wanted to create a hive-like society for dating, and the word “bumble” seemed all too appropriate. Bumble Founder Whitney Wolfe’s Whirlwind Wedding Was a True Celebration of Southern Italy

Malcolm CasSelle: Understanding Consumer’s needs

Industry is subject to rising and falling with the needs and whims of consumers. Understanding the reason for these shifting ties is the key to a business’s ability to survive and thrive. If executives wish to keep their company in good health they need to recognize the basis that supports their product as well as new trends that may affect them. Among the things that have changed exponential in our lifetime is the shifting demographics of gamers. Consistently, gamers are representing larger portions of the general population. A tactful entrepreneur would find a way to ensure that they got a piece of that growing profit by providing a valuable service to these consumers. Ensuring that their needs are met is the clearest path to success.

Luckily for OPSkins, they have employed Malcolm CasSelle as CIO. In this role, he was instrumental in pointing out the need for a new marketplace for gamers to sell their digital goods. This community was heavily fragmented with no clear base. They felt like establishing a secure and easily accessible platform would ensure that they could create the new home of such a marketplace. They successfully did this with the creation of worldwide ads set exchange shortly known as WAX. WAX is constructed from a solid foundation of blockchain and decentralize smart contracts. This combination enables the comfortable and secure exchange that users desire. They are able to sell and buy in-game things without ever having to leave the game.

Malcolm is an entrepreneur credited with an intuitive understanding of technological trends. He began his career by establishing a firm base in digital technologies. He did so by earning a bachelor’s and then a Masters degree in computer science from MIT and then Stanford. With a firm base in place, he moved on to prominent roles in several companies. Before working with OPSkins Malcolm was president and CTO of Tronc. He also served as SVP and GM of digital media at SeaChange. Further, he is a co-founder of PCCW located in Hong Kong. He is also pushed several startups such as Media Pass and Xfire.

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Fortress Investment Group Flourish through Mergers and Acquisitions

Among the many factors that have contributed to the success of Fortress Investment Group is effective management of mergers and acquisitions. The firm has special expertise in the area. Fortress has employed professionals that have been very successful in establishing and maintaining professional business relationships with various corporate stakeholders, senior management, and leaders. This has made it smooth for the firm to enter into very fruitful joint business ventures with other organizations through mergers and acquisitions.These crucial deals started back in 2006 when Fortress Investment Group acquired a Canadian company that operated the largest ski resort in North America, Intrawest. Between the same period and 2007, Fortress also purchased Florida East Coast Industries; a firm that owned Florida East Coast Railway. It also acquired RailAmerica and Penn National Gaming (which operated numerous casinos and horse racing venues).In 2010, Fortress continued to purchase AIG’s American General Financial Services, an organization that later changed to Springleaf Financial Services.

Under the umbrella of Fortress Group, the value of Springleaf Financial Services skyrocketed to $3.5 billion, what was 27 times the value of its purchase price. Other firms that Fortress Investment Group either acquired or with which it entered into partnership were Logan Circle Partners, D.B. Zwirn & Co., Mount Kellett, and Graticule Asset Management Asia. Later in 2017, a Japanese multinational company, SoftBank Group Corporation announced to have acquired Fortress Investment Group for $3.3 billion in cash. This move saw all the outstanding Fortress shares transfer their ownership to SoftBank and its fully owned Subsidiaries. The leadership of the company, however, remained under the three principals; Randal Nardone and Wes Edens, and Peter Briger. Though under the SoftBank’s umbrella, Fortress continues to operate independently with its headquarters in New York and San Francisco. Fortress Group possesses a very significant history characterized by success and an adorable reputation. For instance, in 2007, the company went public, a move that made history internationally. It was the first company of its size and type to announce an IPO, a move that was heavily imitated by its industry counterparts. Fortress has also received many industry awards and accolades that are only designed for the best performing firms across the investment industry.

About Fortress

Fortress Investment Group is an investment company that has been setting the pace for the industry since its formation in 1998. It’s an alternative asset business managing more than $43 billion in assets under management. Fortress is proud to have a vast clientele more than 1800 private and institutional clients from all over the world. Learn More.

The RealReal: Consignment is Big Business

Consignment is big business and The RealReal knows it. With the business of reselling, there is no longer a distinction between the haves who can afford luxury brands with names like Chanel and Gucci, from the have nots that look at such items as something they can’t have. What is a consignment store? People come into the store with items(clothing, shoes, and jewelry) and sell it through the store. The store takes a cut of the profit.

The RealReal have gotten particularly good at doing this. They have an online store and two brick and mortar stores. One store in New York and one in Las Vegas. The business was started by Julie Wainwright in 2011 and has been around every since then. If you are looking for a name brand items that you have seen on Paris fashion runways then there is a good chance that The RealReal has got it or check back with them because they will have it soon.

Reselling items is growing at an accelerated pace. To put it in numbers, just think 18 billion dollars in ecommerce resale items alone. There is a trust people have with consignment stores that what they are buying is real, and The RealReal knows this taking pride in their ability to authentic what they are taking into their stores. Thrift and consignment stores are a way to get good quality clothing at a fraction of the price. Stores like Grailed and Heroine are the other consignment stores that have also come up.

The RealReal online store is a wonder. You can go on to their online store and view their amazing photographs that showcases their clothing and find what you are looking for. Do not be surprise if you find yourself browsing for hours. The RealReal is a consignment business that is worth taking a look at.

Equities First Holdings Reveals New Plan

The first thing anybody needs to know about Equities First Holdings is that this is a company with a strong focus on its clients. They understand the world of investments can be a dangerous one and those who don’t have the right tools to win are often left in the dust. To hep people in need better prepare for investing, Equities First provides loans backed by securities. That means you can use whatever stocks, bonds, or other financial investments you have as collateral in order to obtain a loan when you need it. This model has made success much easier to obtain for those who choose to use their services.

Equities First is currently looking at ways to expand its influence to other parts of the world through its new branch in Australia. The hope is that this will show people who have never seen this sort of investment backed lending there is potential for them if they decide they to explore. In order to make using this service easier for investors, Equities First is currently in the process of signing deals with a number of local firms. If things all go according to plan, this might be the beginning of an empire.

A Snapshot Of The Rally Super Star Rodrigo Terpins

Being the most popular name in the mouth of many Brazilian when rally championship is mentioned, Rodrigo Terpins seems to enjoy every bit of what he passionately love doing on the face of the earth. And hey, his popularity is usually closely followed by his brother’s Michel Terpins who joined the rally world after being in motorcycles for some time. Perhaps he saw the charms his brother was doing in various rally competitions and was drawn to the rally. Currently, he is really doing well just like his experienced brother.

Rodrigo Terpins and his brother drew some inspiration from their father who is also a man who is passionate when it comes to sports. Previously, their father, Jack Terpins was a basketball player between 1960 and 1970. Later he became the community leader of basketball and the President at Maccabi World Union and consequently Latin American Jewish Council. He was a really committed player no wonder his sons followed the same sporting path. Basically, their family is greatly into sports.

Rodrigo Terpins is an active member of Bull Sertoes Rally Team where he is involved severally and other times in the main rally championships in Brazil. He has emerged among the top ten drivers in various competitions including the 22nd edition of the T1 prototype category where he and his co-driver Fabricio Bianchini emerged position 8. In the previous races in this category, Rodrigo has displayed his acute driving skills by becoming position 3 and the 6th position overall. For more details visit LinkedIn.


Currently, Terpins is the Director at T5 Participacoes which is a well-known business in Brazil. You don’t just become a rally driver by waking up one morning and entering into competition No; you must be having some other skills because rally competition is not just a matter of driving. You must be very articulate in paying attention to details. These are some of the skills Rodrigo Terpins learned in his service at Lojas Marisa where he served as the director of the operations department. This is where he learned how to match his goals with what his team needs. Many rally fans believe in that the future of Rodrigo’s rally driving which they expect to be eve bright characterized with success.



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Lime Crime, a Cruelty-Free and Vegan Makeup.

There are many beauty trends that you can include in getting ready for spring look using Lime Crime products. It is a cruelty-free and Vegan makeup brand. It is one of the first digitally-native beauty brand which is cult favorite in social and digital media. Spring is the most colorful season consist of most desired fashion and beauty trends. But to follow these trends can be tricky as most of us do not know where to get started. You can get inspired from anyone or any place you just have to look around. You can follow these beauty tips and look fabulous for any occasion.

First tip is highlighting which is very popular these days. By highlighting you can bring out the best features of your face. It comes in liquid, powder and stick form. It illuminates and add glows where you apply it on your face. You can apply highlighter on cheekbones, ridge of your nose and even under your brows for added definition. Lime Crime has highlighter palettes with different color options to choose from.

The next tip is for the perfect matte lips with shimmery eyes. There are many kind of lipsticks such as creamy, glossy, stained, and liquid. But the one that is popular these days no matter what the occasion or season, is matte lips. Matte lips are so natural that sometimes people think either if its lipstick or your natural lip shade. It has no shine or gloss or texture. This cruelty-free makeup brand has the best liquid lipstick which is also long lasting and easy to use. It comes in variety of shades from nude to dark colors which looks great on lips.

Lime Crime also have different eyeshadow palettes that offers multiple eyeshadow colors. There most popular palettes are the Venus palette series. In total they have 4 volumes of Venus palettes. The last Venus palette they came out with, is Venus xl, which has eighteen eyeshadows. They are pressed powder palettes with full sized pigmented eyeshadows that can be use alone or in conjunction with other eyeshadow palettes to achieve colorful looks.

Alex Pall Interview Offers Insight To The Chainsmokers

A strong bond between Andrew Taggart and Alex Pall have led the Chainsmokers to a place they never thought that they would make it to in such a short amount of time, to the top of the charts where they have remained for quite some time. The one thing that everyone can agree on is, that the Chainsmokers know what they are doing when it comes to music.

With the help of social media, Andrew and Alex Pall are able to keep up with the people who are liking their music. It has allowed them to see what age bracket listens to their music the most and to see things from fans that they might not have been able to see otherwise. For instance, a woman uploaded a video of her daugter singing one of their songs. If it had not been for them using things like Instagram or even Facebook, they would have not been able to experience that.

With each new audience member attending thier shows, it has made it so that Alex Pall and Andrew Taggart have to find new and exciting ways to improve their live performances. When they first started out on their #Selfie tour, they traveled around the world. Since then, the pair have been able to travel around the world a number of times. For them, as much as their audience doesnt want to see the same show, neither do they. For them, they want to make the show as new and exciting for their fans as the fans want them to do.

For the Chainsmokers, they have always had some kind of performance element within their shows but in the more recent times, they have changed over to allow for Andrew to start singing. Before then, most of their music was done by electronics and since then, they have added to the show by bringing Drew to the front with songs like “Closer” being released.

Who would have guessed that by spending time doing something that they love, Alex Pall and Andrew Taggart would be sitting on top of the world. Alex was spending time doing something that he simply enjoyed which led him to meeting Alex and becoming what they are right now. They simply took something that they were passionate about and turned it into more than just a hobby. They turned it into their own form of art.